SecureIBAN provides a coherent suite of financial products for each stage in the agricultural cycle — from pre-harvest working capital and input financing, to export letters of credit and post-harvest receivables financing. We combine structured lending, pragmatic compliance and a treasury desk that supports hedging and FX settlement.
Short-term
Agriculture Working Capital
Tailored working capital lines for seasonal inputs, seed & fertilizer purchases. Repayment aligned with harvest cycles.
A typical export transaction: the exporter secures an LC → ships goods → presents documents → receives payment/finance. SecureIBAN offers practical documentation support, trusted correspondent relationships and flexible settlement options in core currencies.
1. Structuring
Confirm product & contract terms with buyer; determine payment method.
2. Documentation
We support documentary LCs, bills of lading, inspection certificates and customs docs.
3. Settlement
Receive proceeds, finance receivables or hedge the FX exposure through our desk.
Working Capital Calculator
Estimate monthly repayments for a typical seasonal line. Use this as an indicative tool — final terms provided by our specialists.
Estimated monthly repayment: $0.00
This is an estimate — final schedule depends on product chosen and credit assessment.
Compliance & Risk Controls
Agriculture and trade pose unique AML/CTF and supply chain risks. SecureIBAN applies enhanced due diligence for higher-risk corridors, origin validation for commodities and robust transaction monitoring tailored to seasonal patterns. We require standard KYC, documentary evidence and may request proof of ownership for asset-backed facilities.
Case Study — Exporter (Illustrative)
A regional grain aggregator used our export LC and receivables financing to fill a large international order. By pairing a short-term working capital line with an LC-backed receivable advance, they maintained liquidity, settled the supplier network and delivered to the buyer on time — while hedging FX exposure with our desk.
Typical documentation required: company registration, audited accounts or management accounts, sales contract, bill of lading and insurance documents for export facilities.